Thought Leadership
What the Smartest People Are Thinking
Essays, reports, and speeches on AI in financial services — curated and summarized.
All Pieces — 7 entries
The Managerial Revolution — How Leaders Can Unlock AI's Real Gains
Ethan Mollick · One Useful Thing
“The competitive advantage isn't having AI — it's knowing which human decisions AI should never replace, and building institutional clarity around that.”
AI is the New Electricity — Jensen Huang at Davos 2026
Jensen Huang · World Economic Forum — Davos 2026
“The banks that own their inference infrastructure will compound their AI advantage over time. The banks that rent it will always be one pricing change away from losing their edge.”
The State of AI in 2025: Crossing the Chasm from Pilot to Scale
McKinsey Global Institute · McKinsey Global Institute
“The gap between AI leaders and laggards is no longer about access to the technology — it is about the organizational muscle to deploy it at scale. That muscle is built through discipline, not enthusiasm.”
The AI-Augmented Advisor: How AI Will Reshape Wealth Management by 2030
Deloitte Insights · Deloitte Insights
“The hybrid advisor model — human judgment continuously informed by AI — will be the dominant competitive format within five years. The window to build this capability is closing.”
AI in Financial Services 2025: From Experimentation to Competitive Differentiation
BCG Henderson Institute · BCG Henderson Institute
“The firms adding AI to their existing products are buying time, not competitive advantage. The firms rebuilding their products around AI are building a moat that will be very hard to cross.”
Machines of Loving Grace — How AI Could Transform the World for the Better
Dario Amodei · Dario Amodei Personal Blog
“The question for every financial services leader is not whether AI will replace parts of their business — it will. The question is whether they will be the ones building what replaces it.”
The Intelligence Age
Sam Altman · Sam Altman Personal Blog
“The organizations that will win the Intelligence Age are those that figure out what they want to do more of — not less — with the intelligence they now have access to.”